bonjour

Hey all

I'm Hewitt.. and I'm another frenchie driver that saw the site and thought "ooo" so I joined up..

I'm from durham and drive this...




until I get myself a shiny new 106 to play with

Salut, Hewitt.

Is this the same Hewitt from 106OC and RR?

Welcome aboard mate... always good to get another Frenchie on here!

What sort of 106 you after?

I know a nice black GTi for sale

Welcome

welcome

Woz you have a buyer lol

Speedline would suit black GTi well

it is the same hewitt from those sites.. haha I'd be interested depending on price. seeing as my spaxo is gonna sell for peanuts

lol, you selling my car Stu??

Welcome over mate, I recon it's mine he's trying to flog to you. Nice saxo you have there white and silver is a combo thats not really done but does work imo

haha I'd swap you anyday, yours is just so damn shiny :p

that's just a picture of the spaxo's pretty side, the other side contains many horrors such as a non colour coded arch and a missmatched boot

OH WELL

lol, cheers mate...it all takes time to get right and i'm sure yours will be the way you want it soon.

nah, it's getting sold for a 106.. saxo's make mr insurance pull your trousers down and do terrible terrible things

I can't imagine a 106 being much easier on the insurance unless your dropping an egnine size?

50% cheaper for me on a rallye, 40% cheaper on the gti compared the vts. guess it's age related

Strange, i'd class a GTi the same as a VTS for insurance reasons.

isn't the GTI one insurance group lower than the VTS?

Finally someone else who suffers my insurance woes! I feel your pain

I believe so, but insurance groups mean very little these day's.

I was reading somewhere insurance companies don't even use the groups anymore.. =\

but yeah, thats the difference in prices, so I'd be mad to keep the vts

I beg to differ, try insuring something group 20

MGM wrote:

I beg to differ, try insuring something group 20

I see what you mean there, they just wont insure me on a lot of cars, which I'm guessing they will use the insurance group for. BUT how can one group different be such a difference in price. even for my dad, his 5 series bmw was group 15 or something, and my vts was 2x the price for him.

It's all in the statistics I guess, the group is probably just a weighted modifier in the whole equation - seems that particular insurance company puts more emphasis on the statistical likeliness of that specific car being in an accident than the BMW.

These are quotes I've personally had through Adrian flux within a 2 month slot

MR2 Turbo - £1800
VX220 Turbo - £2500
Honda S2000 - £4000
BMW M3 - £3800
Z4M - £4200

Those are all group 20

last couple that arn't group 20

My car - £460
VX220 2.2 - £1700 (group 17 iirc)

Meh...

Honda City PGMFI Czi Kawasaki Ninja full cage/spaceframe, buckets, etc etc etc... £800

they only quoted you that cos they know how unlikely it is you'll finish it

exactly it will never reach tarmac to have a crash and lets face it, who would steal it

MGM wrote:

they only quoted you that cos they know how unlikely it is you'll finish it

LMAO

Insurance prices annoy the hell out of me, i have two policies: The saxo limited to 5k/year and garage stored and has 8 years ncb on costs me £400 with modifications declared, my daily drive which i do a good 30k/year and stored on drive with 4 years ncb costs half that

whats the daily drive though mark? be a diesel?

Nissan Micra, petrol engine. My point is given logic i'm far more likely to bin the Micra then i am the Saxo.

Masher wrote:

Nissan Micra, petrol engine. My point is given logic i'm far more likely to bin the Micra then i am the Saxo.

statistically though, more people crash saxo's. therefore you're more likely to be one of those people that crashes. insurance is a joke anyway, it's totally useless for me, I'd soon rather pay out for any damage myself than go through insurance..

wish I could get quotes as low as yours :p

Would you still be willing to pay out the damages if you ran into the back of an Ascari?

lol now no being awkward :p I meant for my own shed

In Austalia insurance is an option, though you are liable for damges but unlike this country everyone who doesn't have insurance honours their duty to pay up.

I am becomming a firm believer over time that the uk is infact the worst developed country in the world to live in